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11 years on, Jan Suraksha schemes deliver Rs 25,000 cr safety net for crores of Indians
The Jan Suraksha schemes PMJJBY, PMSBY and APY reach wide enrolment and payout milestones eleven years after their launch on May 9, 2015. The article notes total claims of around Rs 25,160 crore and enrolments running into crores across life, accident and pension coverage, with digitisation aiding enrolment and claims processing.
Why It Matters
The schemes provide affordable social security and financial resilience for vulnerable populations, expanding insurance and pension access nationwide.
Timeline
5 Events
Anniversary milestone reported: PMJJBY, PMSBY and APY reach broad enrolment and payout figures
May 9, 2026
Finance Minister Nirmala Sitharaman marks the 11th anniversary of the Jan Suraksha schemes and cites total claims since launch: PMJJBY Rs 21,500 crore+ paid to over 10.7 lakh families; PMSBY Rs 3,660 crore paid to over 1.84 lakh families. Enrolment figures cited: PMJJBY over 27 crore registrations; PMSBY beyond 58 crore registrations; APY over 9 crore registrations. The minister also highlighted digitisation through the online Jan Suraksha Portal and faster online claims processing.
APY subscriptions cross 9.04 crore
April 30, 2026
Atal Pension Yojana (APY) had total subscriptions rising to more than 9.04 crore by April 30, 2026.
Broader enrolment data as of April 29, 2026
April 29, 2026
As of April 29, 2026, female enrolments stood at 27.45 crore, while PMJDY-linked subscribers were at 19.30 crore.
PMJJBY details as of April 29, 2026
April 29, 2026
As of April 29, 2026, PMJJBY included 12.72 crore women subscribers and 8.09 crore PMJDY account holders.
Launch of PMJJBY, PMSBY and APY
May 9, 2015
The Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY) and Atal Pension Yojana (APY) were launched by Prime Minister Narendra Modi on May 9, 2015, to expand affordable social security and long-term financial resilience.